Medical aid in Namibia is easy to get and very affordable. Here, we will discuss how much medical aid in Namibia costs, what you need to apply for it, and more.

Medical aid in Namibia

• Medical aid in Namibia is affordable and easy to apply for.
• There are many different plans available, so you can choose a plan that suits your needs.
• It’s easy to switch between plans if you need to.
• You can apply for a medical aid online or on the phone.

Hospital plans

You can choose a hospital plan to cover the cost of your hospital stay. These plans are valid in both public and private hospitals, as well as for drugs and medical equipment. They can also be used to cover doctor’s fees.

Hospital plans are usually more expensive than other types of medical aid, but they provide much greater security in case you need emergency care at any time or place.

Basic plans

Basic plans are the most affordable medical aid in Namibia. They cover a wide range of basic services, but don’t include many specialist treatments and procedures. In addition, maternity services, chronic diseases and mental health are not included in basic plans.

Basic plans tend to be fairly comprehensive in terms of what they cover, but only up to a certain point – for example, they may reimburse you for treatment at private hospitals or by specialists like dentists or eye doctors; however, you can expect them to pay less than you might have paid if you had gone through an insurance company instead (which typically have more resources).

Comprehensive plans

Comprehensive plans are the most expensive and comprehensive medical aid in Namibia. They provide coverage for all acute conditions, chronic conditions and any other health issue you may have.

These plans offer free choice of doctor and hospital as well as emergency cover at any time during the year, day or night.

In addition to this, there is also accident cover which includes physiotherapy for the first 24 months following an accident or injury.

Dental plans

Dental plans cover the cost of dental treatment and are available as an add-on to your medical aid plan. They are not compulsory and do not fall under the compulsory medical scheme.

Medical aids will only cover the cost of basic dental services like checkups and cleanings, but won’t cover fillings, crowns or veneers. If you want more comprehensive coverage for these types of treatments, you’ll need to purchase a separate dental plan instead of relying on your medical aid alone.

Waiting periods

The waiting period is the time that you have to wait before you can access your benefits. For example, if you choose a basic plan, then your waiting period will be three months from the date of issue of your ID book.

Waiting periods are not penalties and should not be considered as such but rather as a way for people to build up their contribution history and take out some money before they start accessing all their benefits in full.

Medical aid in Namibia is affordable and easy to apply for.

As a foreigner, you can easily apply for medical aid in Namibia. The application process is simple and only takes about 10 minutes on the Internet or over the phone. You will need to provide basic information about yourself and your families, such as their names, ages, addresses and contact details. Once you have been approved for medical aid in Namibia, you will receive confirmation documents by email or post within 2 weeks of submitting your application form.

The cost of medical aid in Namibia depends on how much coverage you want (from minimal to full) and how many people are included under each plan (*). For example:

• On average an adult male costs around N$1 649 per month while adult female costs around N$2 041 per month
• A child aged between 0 – 5 years old costs around N$839 per month while a child aged between 5 – 19 years old costs around N$1 876 per month